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When This Man Awoke To Strange Sounds, He Expected A Thief, Animal Or Ghost

What he found instead was much more surprising. A Insurance Holdings® representative shares a favorite story from the Hall of Claims

A homeowner in Southern California woke one night to the sound of his ex-girlfriend yelling his name. He flipped on the yard’s floodlights and saw nothing. Having ended the relationship on difficult terms, he assumed she was hiding or playing a prank, or that he was hearing things. He went back to bed.


But as he dozed off, he heard his name again. Marching through the house and preparing for a confrontation, the homeowner tried to find out where the sound was coming from. He traced the woman’s voice not to his back yard, but the living room. There, the name-calling got louder. And clearer.  He told me how it slowly dawned on him:



‘She’s... stuck in the chimney.’


“After attempting a rescue with a house ladder, the man called 911. Firefighters spent two hours completing the rescue—a slow, methodical operation that involved carefully breaking a large hole in the face of the chimney to extract the woman.


The Resolution:  IHL covered the cost of repairing damages to the chimney. No word on whether the relationship has been repaired.

Issued insurance policy documents control all claim determinations. Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions, and terms. Not all products, coverages, and discounts are available in every state. Insurance is underwritten by Insurance Holdings Exchange and other affiliated insurance companies.